PSE&G Loan

You can finance your solar system through a PSE&G loan that will cover 40%-60% of your cost.  This unique 10-year loan is repaid with the Solar Renewable Energy Credits (SRECs) that your system will generate rather than through monthly payments.

Actual loan amount and SREC floor value will be determined by PSE&G at the time of loan application submission.  For more information go to: http://www.pseg.com/customer/solar

Power Purchase Agreement

A  Power Purchase Agreement (PPA) allows you to go solar without any capital investment and save money from day one.

No Capital Investment

Now you can go solar without a high upfront cost. We install and maintain the equipment on your site. You pay only for the solar electricity you produce and use each month.   In a PPA, the solar array is sold to a third party financier.  The financier then sells the electricity produced by this array at below retail rates (12% to 15% discounts are typical) to the building owner or end customer.

Lower your operating costs from day one

When your business begins to generate its own solar power, your utility bill will drop significantly.  The combination of your solar PPA payment and smaller electricity bill is typically less than what you pay the utility company today. As utility rates continue to rise, your savings will grow every year.

Fully Leverage Government Incentives

A PPA agreement can take advantage of government rebates, grant programs, tax credits and depreciation that you may not qualify for on your own.  PPAs are a very attractive solution for government and non-profits that cannot take advantage of the tax benefits and accelerated depreciation.

Competitive Low Price

We have streamlined our design and installation process to offer you faster service at the best price. ARE’s construction experience and technology infrastructure allow us efficiently managing your project without compromising our quality or service.

Capital Lease (Commercial Loan)

In a capital lease, a building owner obtains a loan from a bank using a simple application process.  Since the cost is a capital expense, it is considered an on-balance sheet solution.  With this option, the building owner retains the tax benefits, accelerated depreciation, and SREC revenue.

Operating Lease

In an operating lease, the solar array is sold to a financing company and the financing company leases the system to the end customer.  Like a capital lease, this involves a simple application process.  Since the cost is an operating expense, it is considered an off-balance sheet solution.  With this option, the tax advantages, accelerated depreciation, and SRECs typically stay with the financing company, but variations are available.  The residual value at the end of the lease is pre-negotiated.